By David Washburn, BGAV Treasurer

BGAV churches have long been cornerstones of spiritual life in our communities for over 200 years. We are places where families worship together, neighbors find support, and missions are launched to serve others. But behind the Sunday sermons and midweek ministries lies a quieter reality: many BGAV congregations are working hard to keep up with financial demands in a changing world.

With rising utility costs, aging facilities, and a shift in giving patterns, many churches are feeling the pressure. BGAV churches traditionally rely on the faithful tithes and offerings of their members to fund everything from pastoral salaries and mission support to building upkeep and outreach events. But even a slight dip in giving—whether due to illness, economic hardship, or members moving away—can make a big impact on a local church’s ability to meet its budget.

In response, many churches are getting creative. Some are using their facilities throughout the week—renting out classrooms to homeschool groups, hosting community meetings, or offering their buildings as event spaces. Not only does this bring in extra income, it also creates opportunities to build relationships and extend ministries outside of Sunday mornings.

Other churches are re-emphasizing the biblical principles of stewardship and cheerful giving. Congregations are offering financial education classes, encouraging planned giving, and even walking members through how to set up recurring online donations, which is especially helpful during summer travel months or weather-related closures.

Looking toward the future, it’s also necessary to learn the importance of planning ahead. Setting aside reserve funds to handle emergencies or lean seasons and beginning to map out long-term plans for major expenses like roof repairs or accessibility upgrades are becoming essential. These steps help prevent ministry disruptions and demonstrate wise, forward-thinking leadership.

Of course, any conversation about church finances begins and ends with faith. As many pastors will say, it's not about the size of the budget—it's about faithfulness with what God has entrusted. By combining spiritual conviction with practical stewardship, local congregations are working to remain strong, stable, and mission-focused for generations to come.

‍